Welcome to Alpha Lending. What makes us different from other Michigan mortgage lenders is our commitment to friendly personal attention to each and every customer and their mortgage needs.
Not only do we make the entire lending process easier, faster and more efficient – with the help of the latest technology and streamlined processes in the industry, but with our large range of loan programs we can give you the means to proceed with your dreams, often for far less than you anticipated!
Alpha Lending believes that every Michigan consumer deserves the best rates, care, and service when purchasing or refinancing the home of their dreams.
Alpha Lending, and its loan officers and processors are committed to being accessible, attentive and caring. Alpha Lending is dedicated to enabling Michigan mortgage borrowers to buy the home of their choice, or to refinance, in order to maximize their finances with mortgage program most suited to their particular needs at the lowest rate possible.
Apply today to let Alpha Lending help you get the great financing you want and deserve! We believe you deserve a choice when selecting a mortgage for the home of your dreams!
Many people dream of owning a home but the home loan process can be confusing for many first time home buyers. Mortgage lenders offer first time buyers with many home loan options and assist the buyer in finding the best home loan for them. First time home buyer programs can offer lower interest rates, low down payments, or reduced taxes.
FHA and VA Loans First time homebuyers often experience the most difficulty amounting a significant down payment and everyone should have the opportunity to buy a home. For this reason the Federal government has developed two loan programs to assist homebuyers that have a little or no down payment. These programs are called the Federal Housing Administration (FHA) and the Veteran's Administration (VA). These programs are not solely intended for first time home buyers; your home loan advisor will be able to determine if you qualify and if so which program is acceptable for your needs. FHA and VA loans can be especially advantageous when combined with a HFA or MCC first time homebuyer program.
Who is Eligible? First time home buyer programs are designed to help borrowers who may not have enough money to pay the full cost of the down payment or the closing costs on a mortgage. These programs make obtaining a mortgage more cost effective. There are even programs specifically for residents of each state. First time home buyer programs are available to those who have not owned a home for the past three years. more...
What's Hot
What's New at Alpha Lending
Alpha Lending announces the launch of our newly upgraded website. Take advantage of our large selection of calculators, tools, and resources to learn more about the mortgage process. We offer a variey of ways to apply, and you can now check the status of your loan appliction online!
Every so often lenders come out with new mortgages and mortgage products. This section will be updated so you can keep informed. These include:
No Income Verification This mortgage product is for those people who can not prove their income. With a down payment or equity of 25% you may qualify for a mortgage. Please contact us for further information on this product.
Self-Employed This mortgage product is for those people who have been self-employed for 3 years or longer and have excellent credit. You may qualify for a mortgage with 15% down payment or equity. As everyone's situation is different, please contact us for further details on this product.
Zero Down Payment This is an excellent mortgage product for those people with good job stability and great credit. The lender gives you 5% cash back which can be used towards your down payment. You must have 1.5% cash from your own resources to put towards your closing costs. Please contact us for further details on this product. more...
